Strategic steps to secure a promotion: a comprehensive guide to advancing your career

14 November

Planning for a promotion at work requires a strategic approach that demonstrates your value and prepares you for increased responsibilities.  Here’s a step-by-step guide to help structure a successful promotion plan:   Clarify Your Promotion...[Read More]

What is the difference between shares and bananas?

7 November

In the world of investing, stocks and bonds often take centre stage. They represent two of the most common types of investments, each offering unique benefits and risks. As an investor, understanding stocks vs. bonds is key to building a diversified...[Read More]

Retirement withdrawal – lump sum or income stream

6 November

The difference between a lump sum withdrawal of super and a retirement income stream, and the tax consequences.   Choose a lump sum or income stream When you meet the retirement condition of release, you can usually choose to withdraw your...[Read More]

Impact of $16 billion HECS debt cut ‘kind of invisible’

6 November

Middle and high-income Australians are set to benefit most from a plan to slash student debt but even then, it won’t significantly change their lives, an economist says. The federal government has promised to spend $16 billion on cutting debt by...[Read More]

Some tips to help grow your superannuation

31 October

Retirement is a period most people eagerly anticipate. It’s that wonderful stage of life when you can finally unwind and spend your time as you please. You can even spend retirement focusing on the businesses you’ve been planning and have put...[Read More]

Managing your future: the importance of making a will

24 October

As we journey through life, planning for the future becomes increasingly important.  Every adult has the right to control their affairs, whether managing finances or making healthcare decisions. However, as we age, factors such as illness,...[Read More]

Children teaching their parents about investing

24 October

Not too long ago, in the 1950s, the process of investing was both expensive and time-consuming. People who could afford to invest in stocks only did so via stock brokerages, which virtually monopolised the market. Fixed commissions were the norm —...[Read More]

Overcoming the cost of living: strategies for adult children moving out of home

17 October

The rising cost of living has become a significant challenge for adult children living at home and aspiring to move out.  In many parts of the world, particularly in Australia, the cost of housing, groceries, transportation, and utilities has...[Read More]

Top 10 Concerns of Business Owners: What’s Keeping Entrepreneurs Awake at Night?

10 October

Running a business can be incredibly rewarding, but it also comes with challenges that can keep even the most seasoned entrepreneur up at night. Whether you’re leading a startup or managing a well-established business, certain concerns tend to...[Read More]

Universal childcare could mean higher taxes: Dutton

25 September

Early childhood education advocates back key recommendations aimed at improving accessibility for low-income families, but the coalition has warned of surging taxes for Australians. A Productivity Commission report, released on Wednesday, urged...[Read More]

The Value of Seeking Financial Advisers: Long-Term Success through Expertise

19 September

Financial planning is a journey that requires patience, discipline, and strategic thinking. While many investors are tempted by the allure of quick profits, the value of working with a Financial Adviser lies in their ability to help clients maintain...[Read More]

Exploring Australia on a budget: family-friendly destinations and ideas

12 September

Australia is a country of breathtaking natural beauty, rich history, and diverse landscapes, offering an endless array of family-friendly travel destinations.  While the Land Down Under is known for its expansive wilderness and coastal charm,...[Read More]

Growing your own vegetables: a simple path to saving money and eating healthy

12 September

In recent years, the growing trend of cultivating your own vegetables has become increasingly popular.  Whether it’s a backyard plot, a community garden, or even a small balcony container setup, growing your own food not only helps reduce grocery...[Read More]

Tax cuts put away for rainy day as spending spree ends

4 September

Spending was flat last month, with tax cuts yet to materially improve retailer fortunes as many chose to stash extra cash away. The flat July outcome was below the 0.3 per cent growth consensus forecast and followed two months of upbeat...[Read More]

Thriving in Retirement: A Blueprint for Lasting Health and Happiness.

29 August

Preparing for retirement involves more than just financial planning; maintaining your mental and physical fitness is crucial to enjoying a long and fulfilling post-work life.    Here are ten top tips to help you prepare: Stay Physically...[Read More]